tw00176060的部落格

年金現值及年金終值，計算機的按法(E-MORE JS-120GT)
以利率2.57% 5期為例，請依下列方式按計算機可得出複利因子
●複利現值：
1.0257 ÷ = = = = = 得0.8808424
●複利終值：
1.0257 * = = = = 得1.1352768
●年金現值：
1.0257 ÷ = = = = = GT 得4.6364816
●年金終值：
1.0257 * = = = = -1 / 0.0257 得5.2636902
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以利率2.57% 5期本金500元為例，請依下列方式按計算機可得結果
●複利現值：
1.0257 ÷ = = = = = * 500 = 得440.42
●複利終值：
1.0257 * = = = = * 500 = 得567.64
●年金現值期末付款：
1.0257 ÷ = = = = = GT * 500 = 得2318.24
●年金現值期初付款：
1.0257 ÷ = = = = GT + 1 * 500 = 得2377.82
●年金終值期初付款：
1.0257 * = = = = = -1 / 0.0257 -1 * 500 = 得2699.48
●年金終值期末付款：
1.0257 * = = = = -1 / 0.0257 * 500 = 得2631.85